Electronic Payment Systems

Session 5.1

• Jupiter Communications
  Conducts market research and analysis of the online consumer market.
• Flooz
  Server scrip you send with e-mail as a gift.
• MyPoints
  Online marketing reward program.
• America Online
  Offers an online marketing reward program.
• RewardsPrograms.com
  A marketing rewards program tracking site.
• Beenz
  Online marketing reward program.
• NACHA
  Develops operating rules and business practices for the Automated Clearing House (ACH) Network.
• CheckFree Corporation
  Online bill paying with electronic checks.
• NetCheque
  University of Southern California's research prototype electronic check system.
• Macromedia Flash
  A browser plug-in that you need in order to view the CheckFree demonstration of electronic checking.
• Clickshare
  Electronic check processing.
• CyberCash
  Electronic cash and electronic check processing.
  CyberCash.com was bought by VeriSign. The steps in your text no longer work, but explore the other valuable information on this Web site.
• Yahoo! Store
  Yahoo! Store facilitates member merchants' application for credit card processing.
• Authorize.Net
  Online, real-time credit card processing service.
• ICVERIFY
  Electronic transaction processing software.
• InternetSecure
  Electronic secure credit card processing.

Session 5.2

• eCash
  The eCash.com Web site no longer works. Skip the steps on page 5.26 of your text.
• PayPal
  Providing electronic cash that you can e-mail to a merchant for the Internet shopper.
• IBM Micro Payments
  Provides cash for micropayments as low as one cent.
• MilliCent
  Compaq's electronic cash system providing micropayments as low as one cent.
• Mondex history
  A year-by-year history of Mondex International.
• Mondex
  Providing software-based electronic cash for the Internet shopper.
  The Mondex.com Web site has changed. The steps in your text no longer work, but explore the Web site for other valuable information.
• Mondex USA
  Providing software-based electronic cash for the Internet shopper.
• Brodia
  Brodia wallet (server-side).
• Infogate (formerly eWallet)
  EntryPoint Infogate.
• InstaBuy
  InstaBuy is a CyberCash product (client-side).
• Yahoo! Wallet
  Yahoo! Wallet is a versatile electronic wallet (server-side).
• Gator
  Gator wallet (client-side).
• Qpass PowerWallet
  Qpass's wallet (server-side).
• Passport Wallet
  Microsoft's wallet, part of the Passport suite of services (server-side).

Case Problems

Case Problem 1: Betty's Gift Shop

Flooz
Give Flooz as a merchant reward.

Case Problem 2: Exotic Woods

Charge Solutions
Provides Internet-based real-time credit card processing.

CREDITNET.COM
A credit card authorization service.

CyberSource Payment Services
A credit card payment service company.

Case Problem 3: Great! Newsletters

eCoin
Set up an account and collect free VIRC eCoins.

Case Problem 4: Teach-U-Comp Learning Center

Brodia
Brodia wallet (server-side).

The Coffee and Tea Merchant Web site is no longer working. Please skip these steps in Case Problem 4

Additional Information

• Digital Wallets
  Stores multiple addresses, credit card numbers, and passwords securely.
• NextCard Concierge
  Fills in online forms and remembers passwords.