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Online CompanionChapter 7
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Electronic Payment Systems

Introduction

Greeting-cards.com
Mondex
Wells Fargo Bank

Electronic Cash

AlphaWorks
     (IBM's Micro Payments Web site.)
Beenz
     (Electronic money.)
Checkfree
Checkfree bill payment demonstration
Clickshare
Clickshare service diagram
Compaq
CyberCash
     (An electronic cash pioneer and survivor.)
CyberCash Merchants' Page
DigiCash
     (In Chapter 11 reorganization.)
eCoin.net
Mercantile Bancorporation, Inc.
     (Formerly managed eCash accounts for DigiCash.)
MessageMedia
     (Formerly First Virtual.)
MilliCent
     (Digital Corporation)
MilliCent demonstration
Shockwave
     (A free, animation plug-in for your Browser.)
The Economic and Social Impacts of Electronic Commerce
     (A research report.)
Understanding the Digital Economy
     (A research report.)

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Electronic Wallets

Brodia Wallet
     (Formerly Transactor Networks, Inc. [W@llet])
Common Markup for Web Micropayment Systems
     (A W3C proposal from the Electronic Commerce Interest Group.)
CyberCash's InstaBuy and Agile Wallet technologies
ECML
     (Breakthrough digital wallet standard from AOL, IBM, Microsoft,
     Visa, and MasterCard.)
eWallet
     (Free, downloadable electronic wallet.)
Microsoft Wallet merchant directory
Microsoft's Wallet
PowerWallet
     (Qpass Corporation--one size fits all.)
PowerWallet Press Release
Brodia (was Transactor Networks, Inc.)
Trintech
     (Virtual credit card dissemination of the ECML-compliant wallets.)
VeriFone
     (A division of Hewlett-Packard.)
vWallet
     (VeriFone, a division of Hewlett-Packard.)
vWallett download and test page
W3C Electronic Commerce Interest Group

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Smart Cards

Metropolitan Transportation Commission
Mondex history
Mondex USA
Smart Card Alliance Forum
     (A non-profit, multi-industry organization promoting
     smart card technology.)
TransLink
     (Smart card system.)

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Credit and Debit Cards

Payment Processing

Authorize.Net
     (On-line, real-time credit card processing service.)
Hackensack
     (A small city in New Jersey.)
ICVerify
     (Electronic transaction processing software, merged with CyberCash.)
InternetSecure
     (Secure credit card payments without a secure server.)
Tellan
     (Corporation payment processing systems.)
     dotPCAuthorize
          (Eliminates the need for credit card terminals.)
     dotWebAuthorize
          (Enterprise-class processing system.)
Tucumcari
     (A small town in New Mexico.)

Secure Electronic Transaction (SET) Protocol

GartnerGroup report on SET versus SSL
     (PDF download.)
SETCo
SET downloadable documents
SET goals
The SET Standard
VeriFone and SET

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Exercises

Exercise 1

AltaVista, Google, HotBot, Lycos, Northern Light
Publicly Accessible Mailing Lists (PAML)
Listserv

Exercise 2

Flooz.com
     (The organization's main site.)
Internet.com Flooz article
U.S. News Online Flooz report
What Web software is running on a site?

Exercise 3

ECML
eWallet
Microsoft Wallet

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Additional Resources

Brodia
     (An e-wallet offering, provides e-tailers a wallet to give away at purchase
     completion.)
Credit Card Network
     (A credit card authorization service. Useful for those who already have
     their Web store up but want to accept credit cards on-line in real-time.
     Uses ICVerify as the payment system.)
CyberSource credit card processing
Dash
     (E-wallet-like software intended to give consumers real-time shopping
     advice and convenience features.)
eCharge
     (eCharge Purchasing Account: use your credit card and pay at any
     eCharge-enabled site.)
eFunds Corporation
EntryPoint
     (E-wallet and Web surfer companion; merger of PointCast
     and LaunchPad.)
Epoch Transaction Services
     (Offers secure, real-time billing solutions for membership and
     product-based Web sites in a secure environment.)
e-stamp.com
     (Purchase your U.S.postage stamps electronically for a small service fee.)
Gator.com
     (E-wallet that facilitates filling out Web forms.)
GlobeSet
     (E-wallet that is server-based.)
ibill
     (A real-time credit card processing service for one-time or recurring billing.
     The system is optimized for Web sites selling content and services.)
Net.B@nk
     ("The World's largest Internet bank.")
Qpass
     (E-wallet that is hoping for widespread acceptance.)
Securetrading
     (A service in the UK for processing credit card payments from Internet
     e-commerce sites. Installation of the system is straightforward.)
Security First Network Bank
Telebanc Financial Corp.
     (An Internet-only bank owned by E*Trade.)
Trintech
     (Electronic payment solutions.)

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