C h a p t e r 7:
Electronic Payment Systems
BizRate.com
GartnerGroup
Greeting-cards.com
Mondex
Wells Fargo Bank
1ClickBrands
AlphaWorks
(IBM's Micro Payments Web site)
Beenz.com
(Marketing rewards program)
CheckFree
(Electronic Bill Payment and Presentment)
Clickshare
Clickshare service diagram
Compaq
eBay
(eBay customers love to user PayPal electronic cash)
eCash
(formerly, DigiCash)
eCash demonstration
page
eCharge
eCoin.net
Flooz
(Scrip you can send via e-mail)
InternetCash
(Electronic cash with phone card style convenience)
iPin
MessageMedia
(Formerly First Virtual)
MilliCent
(Digital Corporation)
PayPal.com
Qpass
The Economic and Social Impacts of Electronic Commerce
(A research report)
Understanding the Digital Economy
(A research report)

Brodia
Common Markup for Web Micropayment Systems
(A W3C proposal from the Electronic Commerce Interest Group)
ECML
(Breakthrough digital wallet standard from AOL, IBM, Microsoft, Visa, MasterCard, and others)
EntryPoint (eWallet makers and owners
of PointCast)
eWallet
(Free, downloadable electronic wallet toolbar)
Forrester Research
Gator
(A client-side electronic wallet)
Infogate
Jupiter
Communications
(Media Metrix and Jupiter Communications have merged)
Microsoft Passport merchant directory
Microsoft Passport
Wallet
Qpass PowerWallet
(Qpass Corporation--one size fits all)
Qpass PowerWallet Press Release
Trintech
(Virtual credit card dissemination of the
ECML-compliant wallets)
VeriFone
(A division of Hewlett-Packard)
vWallet
(VeriFone, a division of Hewlett-Packard)
W3C Electronic Commerce Interest Group
Personal Commerce Manager (PCM) Digital Wallet
(now by Brodia, formerly W@llet by Transactor Networks, Inc)

Blue
(The American Express smart card)
Metropolitan Transportation Commission
Mondex history
Mondex USA
Smart Card Alliance Forum
(A non-profit, multi-industry organization promoting smart card technology)
Smart Visa card
TransLink
(Smart card system)

Payment Processing
Authorize.Net
(On-line, real-time credit card processing service)
CyberCash
(Corporation payment processing systems)
ICVERIFY
(Windows payment processing system)
PCAuthorize
(Eliminates the need for credit card terminals)
WebAuthorize
(Enterprise-class
processing system)
iAuthorizer
InternetSecure
(Secure credit card payments without a secure
server)
Secure Electronic Transaction (SET) Protocol
GartnerGroup report on SET versus SSL (PDF download)
SETCo
SET downloadable documents
SET goals
The SET Standard
VeriFone and SET

Exercise 1
AltaVista, Google, HotBot, Lycos, Northern Light
Publicly Accessible Mailing Lists (PAML)
Listserv
Exercise 2
Flooz.com
(The organization's main site)
Internet.com Flooz article
U.S. News Online Flooz report
What Web software is running on a site?
Exercise 3
ECML
Gator
Microsoft Passport

Brodia
(An e-wallet offering, provides e-tailers a
wallet to give away at purchase completion)
Charge Solutions
(Provides Internet-based real-time credit card
processing with four high-speed servers)
Credit Card Network
(A credit card authorization service. Useful for
those who already have their Web store up but want to accept credit
cards on-line in real-time and uses ICVerify as the payment system)
CyberSource credit card processing
Dash
(E-wallet-like software intended to give consumers real-time shopping advice and convenience features)
eCharge
(eCharge Purchasing Account: use your credit
card and pay at any eCharge-enabled site)
eFunds Corporation
EntryPoint
(An electronic wallet and Web surfer companion; merger of PointCast and LaunchPad)
Epoch Transaction
Services
(Offers secure, real-time billing solutions for membership and product-based Web sites in a secure environment)
e-stamp.com
(Purchase your U.S.postage stamps electronically for a small service fee)
Gator.com
(An electronic wallet that facilitates filling out Web forms)
GlobeSet
(An electronic wallet that is server-based)
ibill
(A real-time credit card processing service for one-time or recurring billing. The system is optimized for Web sites selling content and services)
Net.B@nk
("The World's largest Internet bank.")
Qpass
(An electronic wallet that is hoping for widespread acceptance)
Securetrading
(A service in the UK for processing credit card
payments from Internet e-commerce sites. Installation of the system is
straightforward)
Security First Network
Bank
Telebanc Financial
Corp.
(An Internet-only bank owned by E*Trade)
Trintech
(Electronic payment solutions)

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