Course Technology, Thomson Learning

 Online Companion, Electronic Commerce, Second Edition, Schneider/Perry
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C h a p t e r   7:
Electronic Payment Systems

Chapter 7

Introduction

BizRate.com
GartnerGroup
Greeting-cards.com
Mondex
Wells Fargo Bank

Electronic Cash

1ClickBrands
AlphaWorks
(IBM's Micro Payments Web site)
Beenz.com
(Marketing rewards program)
CheckFree
(Electronic Bill Payment and Presentment)
Clickshare
Clickshare service diagram
Compaq

eBay
(eBay customers love to user PayPal electronic cash)
eCash
(formerly, DigiCash)
eCash demonstration page
eCharge
eCoin.net
Flooz
(Scrip you can send via e-mail)
InternetCash
(Electronic cash with phone card style convenience)
iPin

MessageMedia
(Formerly First Virtual)
MilliCent
(Digital Corporation)
PayPal.com
Qpass
The Economic and Social Impacts of Electronic Commerce
(A research report)
Understanding the Digital Economy
(A research report)

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Electronic Wallets

Brodia
Common Markup for Web Micropayment Systems
(A W3C proposal from the Electronic Commerce Interest Group)
ECML
(Breakthrough digital wallet standard from AOL, IBM, Microsoft, Visa, MasterCard, and others)
EntryPoint (eWallet makers and owners of PointCast)
eWallet
(Free, downloadable electronic wallet toolbar)
Forrester Research
Gator
(A client-side electronic wallet)

Infogate
Jupiter Communications
(Media Metrix and Jupiter Communications have merged)
Microsoft Passport merchant directory
Microsoft Passport Wallet

Qpass PowerWallet
(Qpass Corporation--one size fits all)
Qpass PowerWallet Press Release
Trintech
(Virtual credit card dissemination of the ECML-compliant wallets)
VeriFone
(A division of Hewlett-Packard)
vWallet
(VeriFone, a division of Hewlett-Packard)
W3C Electronic Commerce Interest Group
Personal Commerce Manager (PCM) Digital Wallet
(now by Brodia, formerly W@llet by Transactor Networks, Inc)

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Smart Cards

Blue
(The American Express smart card)
Metropolitan Transportation Commission
Mondex history
Mondex USA
Smart Card Alliance Forum
(A non-profit, multi-industry organization promoting smart card technology)
Smart Visa card
TransLink
(Smart card system)

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Credit and Debit Cards

Payment Processing
Authorize.Net
(On-line, real-time credit card processing service)
CyberCash
(Corporation payment processing systems)
     ICVERIFY
          (Windows payment processing system)
     PCAuthorize
          (Eliminates the need for credit card terminals)
     WebAuthorize
          (Enterprise-class processing system)
iAuthorizer
InternetSecure
(Secure credit card payments without a secure server)

Secure Electronic Transaction (SET) Protocol
GartnerGroup report on SET versus SSL
(PDF download)
SETCo
SET downloadable documents
SET goals
The SET Standard
VeriFone and SET

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Exercises

Exercise 1
AltaVista, Google, HotBot, Lycos, Northern Light
Publicly Accessible Mailing Lists (PAML)
Listserv

Exercise 2
Flooz.com
(The organization's main site)
Internet.com Flooz article
U.S. News Online Flooz report
What Web software is running on a site?

Exercise 3
ECML
Gator
Microsoft Passport

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Additional Resources

Brodia
(An e-wallet offering, provides e-tailers a wallet to give away at purchase completion)
Charge Solutions
(Provides Internet-based real-time credit card processing with four high-speed servers)
Credit Card Network
(A credit card authorization service. Useful for those who already have their Web store up but want to accept credit cards on-line in real-time and uses ICVerify as the payment system)
CyberSource credit card processing
Dash
(E-wallet-like software intended to give consumers real-time shopping advice and convenience features)
eCharge
(eCharge Purchasing Account: use your credit card and pay at any eCharge-enabled site)
eFunds Corporation
EntryPoint
(An electronic wallet and Web surfer companion; merger of PointCast and LaunchPad)
Epoch Transaction Services
(Offers secure, real-time billing solutions for membership and product-based Web sites in a secure environment)
e-stamp.com
(Purchase your U.S.postage stamps electronically for a small service fee)
Gator.com
(An electronic wallet that facilitates filling out Web forms)
GlobeSet
(An electronic wallet that is server-based)
ibill
(A real-time credit card processing service for one-time or recurring billing. The system is optimized for Web sites selling content and services)
Net.B@nk
("The World's largest Internet bank.")
Qpass
(An electronic wallet that is hoping for widespread acceptance)
Securetrading
(A service in the UK for processing credit card payments from Internet e-commerce sites. Installation of the system is straightforward)
Security First Network Bank
Telebanc Financial Corp.
(An Internet-only bank owned by E*Trade)
Trintech
(Electronic payment solutions)

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